.pf-page{--pf-navy:#0a1628;--pf-navy2:#13243f;--pf-teal:#0f766e;--pf-teal-hi:#3fffc4;--pf-cream:#f4f1ea;--pf-white:#fff;--pf-ink:#1a2230;--pf-mut:#6b7794;--pf-line:#e2ddd1;--pf-red:#b2462f;--pf-shadow:0 8px 30px rgba(10,22,40,.1);background:var(--pf-cream);color:var(--pf-ink);font-family:-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;line-height:1.55;-webkit-font-smoothing:antialiased}.pf-page h1,.pf-page h2,.pf-page h3,.pf-page h4{font-family:Georgia,Times New Roman,serif}.pf-wrap{max-width:1120px;margin:0 auto;padding:0 28px}.pf-sec{padding:78px 0}.pf-sec--alt{background:var(--pf-white)}.pf-eyebrow{font-size:12px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--pf-teal);display:flex;align-items:center;gap:9px}.pf-eyebrow:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--pf-teal);display:inline-block}.pf-eyebrow--hi{color:var(--pf-teal-hi)}.pf-eyebrow--hi:before{background:var(--pf-teal-hi)}.pf-eyebrow--center{justify-content:center}.pf-title{font-size:clamp(26px,3.6vw,40px);font-weight:700;color:var(--pf-navy);margin:14px 0 8px;line-height:1.12}.pf-lead{font-size:18px;color:var(--pf-ink);max-width:760px;margin-top:8px}.pf-muted{color:var(--pf-mut)}.pf-nav{position:sticky;top:0;z-index:50;background:rgba(10,22,40,.93);backdrop-filter:blur(8px);border-bottom:1px solid rgba(63,255,196,.18)}.pf-nav-wrap{max-width:1120px;margin:0 auto;padding:0 28px;display:flex;align-items:center;justify-content:space-between;height:60px}.pf-brand-mark{font-family:Georgia,serif;font-weight:700;font-size:18px;color:#fff}.pf-brand-sub{display:block;font-family:-apple-system,sans-serif;font-size:9px;letter-spacing:.28em;color:var(--pf-teal);font-weight:700}.pf-navlinks{display:flex;gap:22px}.pf-navlinks a{font-size:13px;color:#c9d4e0;font-weight:600;transition:color .2s;text-decoration:none}.pf-navlinks a:hover{color:var(--pf-teal-hi)}@media(max-width:760px){.pf-navlinks{display:none}}.pf-hero{background:radial-gradient(1100px 520px at 78% -8%,rgba(63,255,196,.13),transparent 60%),linear-gradient(160deg,#0a1628,#13243f);color:#fff;padding:96px 0 104px;position:relative;overflow:hidden}.pf-hero:after{content:"";position:absolute;left:0;right:0;bottom:0;height:6px;background:var(--pf-teal)}.pf-hero-h{font-size:clamp(40px,7vw,76px);font-weight:700;line-height:1;margin:18px 0 0;color:#fff}.pf-hero-tag{font-style:italic;color:var(--pf-teal-hi);font-size:clamp(20px,2.6vw,28px);margin-top:14px;font-family:Georgia,serif}.pf-hero-sub{font-size:clamp(20px,2.6vw,30px);font-weight:700;margin-top:30px;max-width:880px}.pf-hero-sub2{color:#c9d4e0;font-size:17px;margin-top:14px;max-width:760px}.pf-pills{margin-top:34px;display:flex;flex-wrap:wrap;gap:10px}.pf-pill{border:1px solid rgba(63,255,196,.4);color:var(--pf-teal-hi);border-radius:999px;padding:7px 15px;font-size:12.5px;font-weight:600}.pf-statement{background:var(--pf-navy);color:#fff}.pf-stmt-h{font-size:clamp(34px,6vw,62px);font-weight:700;line-height:1.05;margin-top:16px;color:#fff}.pf-hl{color:var(--pf-teal-hi)}.pf-stmt-p{color:#c9d4e0;max-width:840px;margin-top:22px;font-size:17px}.pf-stmt-em{color:var(--pf-teal-hi);font-style:italic;font-size:clamp(18px,2.3vw,22px);max-width:840px;margin-top:18px}.pf-grid{display:grid;gap:20px;margin-top:28px}.pf-g2{grid-template-columns:repeat(2,1fr)}.pf-g3{grid-template-columns:repeat(3,1fr)}.pf-g4{grid-template-columns:repeat(4,1fr)}@media(max-width:900px){.pf-g3,.pf-g4{grid-template-columns:repeat(2,1fr)}}@media(max-width:620px){.pf-g2,.pf-g3,.pf-g4{grid-template-columns:1fr}}.pf-card{background:#fff;border:1px solid var(--pf-line);border-left:4px solid var(--pf-teal);border-radius:12px;padding:22px;box-shadow:var(--pf-shadow);transition:transform .18s,box-shadow .18s}.pf-card:hover{transform:translateY(-3px);box-shadow:0 14px 36px rgba(10,22,40,.16)}.pf-card-h{font-size:18px;color:var(--pf-teal);margin-bottom:7px}.pf-card p{font-size:14px;color:var(--pf-ink)}.pf-who{font-size:13px;color:var(--pf-mut);margin:6px 0 10px}.pf-get{font-size:13.5px}.pf-get b{color:var(--pf-navy)}.pf-badge{width:58px;height:58px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:Georgia,serif;font-weight:700;color:#fff;font-size:15px;margin-bottom:14px}.pf-badge--why{background:var(--pf-teal)}.pf-badge--how{background:var(--pf-navy)}.pf-badge--what{background:var(--pf-navy2)}.pf-journey{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:28px}@media(max-width:900px){.pf-journey{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.pf-journey{grid-template-columns:1fr}}.pf-step{background:#fff;border:1px solid var(--pf-line);border-radius:12px;padding:18px 14px;text-align:center;box-shadow:var(--pf-shadow)}.pf-step-num{width:46px;height:46px;border-radius:50%;background:var(--pf-teal);color:#fff;font-family:Georgia,serif;font-weight:700;font-size:20px;display:flex;align-items:center;justify-content:center;margin:0 auto 12px}.pf-step h4{color:var(--pf-navy);font-size:16px;margin-bottom:5px}.pf-step-what{color:var(--pf-teal);font-weight:700;font-size:12.5px;margin-bottom:8px}.pf-step-pw{color:var(--pf-mut);font-size:11.5px}.pf-tool{background:#fff;border:1px solid var(--pf-line);border-radius:10px;padding:15px 16px;box-shadow:0 4px 14px rgba(10,22,40,.06)}.pf-tool-h{color:var(--pf-teal);font-family:Georgia,serif;font-size:15px;margin-bottom:4px;font-weight:700}.pf-tool p{color:var(--pf-ink);font-size:12.5px}.pf-ba{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--pf-line);border-radius:12px;overflow:hidden;box-shadow:var(--pf-shadow);background:#fff;margin-top:26px}.pf-ba-h{padding:13px 18px;font-weight:700;color:#fff;font-size:14px}.pf-ba-hb{background:var(--pf-red)}.pf-ba-ha{background:var(--pf-teal)}.pf-ba-cell{padding:13px 18px;font-size:14px;border-top:1px solid var(--pf-line)}.pf-ba-before{color:#7a4030;background:#fbf6f4}.pf-ba-after{color:var(--pf-ink);font-weight:600;background:#f1f8f6}.pf-netline{margin-top:22px;font-family:Georgia,serif;font-style:italic;font-weight:700;color:var(--pf-teal);font-size:clamp(16px,2vw,20px);text-align:center}@media(max-width:620px){.pf-ba{grid-template-columns:1fr}}.pf-flow{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:28px}@media(max-width:900px){.pf-flow{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.pf-flow{grid-template-columns:1fr}}.pf-node{background:#fff;border:1px solid var(--pf-line);border-radius:12px;padding:18px 16px;text-align:center;box-shadow:var(--pf-shadow)}.pf-node-num{width:42px;height:42px;border-radius:50%;background:var(--pf-teal);color:#fff;font-family:Georgia,serif;font-weight:700;display:flex;align-items:center;justify-content:center;margin:0 auto 10px;font-size:18px}.pf-node h4{color:var(--pf-navy);font-size:14.5px;margin-bottom:6px}.pf-node p{color:var(--pf-mut);font-size:11.5px}.pf-rate{font-family:Georgia,serif;font-size:34px;font-weight:700;color:var(--pf-teal);line-height:1;margin:4px 0 12px}.pf-rate small{font-size:13px;color:var(--pf-mut);font-weight:400;font-family:-apple-system,sans-serif;display:block;margin-top:4px}.pf-example{margin-top:22px;background:var(--pf-navy);color:#fff;border-radius:12px;padding:24px 26px;box-shadow:var(--pf-shadow)}.pf-example-big{font-family:Georgia,serif;color:var(--pf-teal-hi);font-size:clamp(20px,2.6vw,28px);font-weight:700;line-height:1.2}.pf-example p{color:#c9d4e0;font-size:14.5px;margin-top:10px}.pf-example b{color:#fff}.pf-split{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:26px}@media(max-width:760px){.pf-split{grid-template-columns:1fr}}.pf-panel{border-radius:12px;padding:26px;box-shadow:var(--pf-shadow)}.pf-panel--light{background:#fff;border:1px solid var(--pf-line)}.pf-panel--dark{background:var(--pf-navy);color:#fff}.pf-panel h3{font-size:19px;margin-bottom:14px}.pf-panel--light h3{color:var(--pf-navy)}.pf-panel--dark h3{color:var(--pf-teal-hi)}.pf-panel ul{list-style:none;margin:0;padding:0}.pf-panel li{position:relative;padding-left:20px;margin-bottom:11px;font-size:14px}.pf-panel li:before{content:"";position:absolute;left:0;top:8px;width:8px;height:8px;border-radius:50%;background:var(--pf-teal)}.pf-panel--dark li{color:#d8e2ec}.pf-panel--dark li:before{background:var(--pf-teal-hi)}.pf-panel li b{color:var(--pf-navy)}.pf-panel--dark li b{color:#fff}.pf-center-note{margin-top:24px;text-align:center;font-style:italic}.pf-cta{background:var(--pf-navy);color:#fff;text-align:center;position:relative}.pf-cta:after,.pf-cta:before{content:"";position:absolute;left:0;right:0;height:6px;background:var(--pf-teal)}.pf-cta:before{top:0}.pf-cta:after{bottom:0}.pf-cta h2{font-size:clamp(26px,4vw,42px);font-weight:700;max-width:900px;margin:14px auto 0;line-height:1.12;color:#fff}.pf-mp{font-family:Georgia,serif;font-style:italic;color:var(--pf-teal-hi);font-size:clamp(20px,3vw,28px);margin-top:24px}.pf-stats{display:flex;justify-content:center;gap:46px;flex-wrap:wrap;margin-top:40px}.pf-stat-n{font-family:Georgia,serif;font-size:40px;font-weight:700;color:var(--pf-teal-hi)}.pf-stat-l{color:#c9d4e0;font-size:13px}.pf-url{color:#c9d4e0;margin-top:36px;font-size:14px}.pf-foot{background:#06101f;color:#7e8ba0;font-size:12px;text-align:center;padding:26px}.pf-foot-bm{color:#fff;font-weight:700;letter-spacing:.18em;font-size:12px}.pf-foot-line{margin-top:6px}